Archive for February, 2019
Your brakes are one of the most important aspects of your car for obvious reasons, but how do you know when it’s time to get a brake check up or new brakes altogether? Continue reading to find out!
Brake Warning Signs
Do you hear strange noises when you hit the brakes? Whether you’re hitting them hard or not, if your vehicle makes a strange noise once the brake pedal is lowered, it’s a sign that your brake pads are worn out. When this occurs, it means that your brake pads are so worn down that the rivets they are attached to are rubbing on the rotor, causing damage inside your hood. The only way to fix this issue is to take it to the shop!
Are you noticing a difference in height of your brake pedals? This may mean that your pedals are sinking into the floor, which will make it even harder for you to come to a quick and sudden stop if you need to. This problem is associated with a poor hydraulic connection, meaning that if your master brake cylinder could be about to break.
Go With Your Gut
You are used to driving your vehicle. If you feel something is different or your car is acting strangely, do not hesitate to get your vehicle looked at. It’s always better to play it safe rather than sorry!
Do you have any questions about vehicle and brake safety? Interested in browsing the cars Drive Casa currently has in inventory? Contact us today and one of our vehicle experts will be in contact with you as soon as possible.
Other than your home, your car might be the most expensive purchase that you ever make! With that in mind, we want to help you get a better quality vehicle for your money! Buying new costs you associated fees and depreciation that could add up to thousands of dollars over the first few years! On the other hand, a “slightly-used” car can help you keep cash in your pocket! Continue reading to learn four more benefits of buying a used vehicle over a brand new one!
1. Less Depreciation
Did you know that a new car loses thousands of dollars in value the moment you drive it off the lot? It’s true, and it’s why used cars are WAY better deals.
If you buy a car that’s one or two years old, it’ll still depreciate, but you’ll lose less money less quickly. And you’ll avoid that big initial hit that the previous owner took.
2. Sales Tax on New Cars
Every ad for a new car glosses over the tax issue. Many state laws subject new cars to state sales tax, but not used cars. Comparatively, the sales tax that dealers have to add to the price of a new car can be thousands of dollars. Don’t underestimate the savings, and research your state’s laws on the subject before you make a decision.
3. Registration Fees
In most states, the rate of your annual registration fee is based on your car’s value and its model year. In most cases, the rate is highest in the first three years, and then levels off after five years. If your state has similar rules, you can save about a thousand dollars by avoiding the new car registration fees and buying a car that’s at least three, or better yet five, years old.
Nowadays, cars are built to last for at least 100,000 miles, so you don’t have to sacrifice reliability and overall condition just to get a good deal on a used car. You can get a used (or “pre-owned”) car that’s scratch-free and in excellent mechanical shape. In fact, if you know anything about cars, you should be able to find one that is in “like new” condition.
Many will argue that new cars are more reliable, come with great warranties, and have updated tech and safety features. Others will say that if you buy used the purchase price won’t be nearly as expensive.
But, what about used trucks? While there are upsides and downsides to buying a used truck, there are three main reasons why buying a used truck is better than buying a new one. Continue reading to learn what they are!
Trucks are expensive, many of them have a starting MSRP of around $40,000 if you’re looking for a full-size version. This is not the case with a used truck, though. A used model is significantly cheaper, thanks to depreciation!
A More Durable Design
Reliability and durability are two different things, and with some of the trucks today, durability has gone downhill.
For example, a new F-150 is made mostly with aluminum. The frame isn’t, but most of the body is. This not only compromises the truck’s integrity, but it also compromises its safety.
But a used, older F-150? Those were made of steel.
Used Doesn’t Mean Old
Just because you buy used, doesn’t mean you’re purchasing an old vehicle! For instance, here at Drive Casa, we have used trucks and vehicles that are only a couple years old!
It’s tax return time! For some, that may mean paying down credit cards, while for others, it means putting it towards savings. No matter what you choose, you will want to ensure you’ve considered your options before making a final decision. Here’s a look at four ways to use your tax return!
1: Pay Off Your Debt
Having high-interest credit cards or loans can prohibit you from saving for the future. Using a tax return to pay down your debt may help you get caught up, according to Forbes. However, be sure to focus on loans bearing the highest interest rate — if you are currently on track with your payments, and the loan has a low interest rate, it may make more sense to allocate the money elsewhere.
2: Save For A Rainy Day
Even if you already have funds in a savings account, will it be enough if an emergency arises? You should have an emergency fund equal to at least three months’ worth of expenses saved, just in case, says The Balance. If you find that you’re behind on savings, consider depositing your tax return into your savings account.
3: Save For Your Child’s Future
Another way to put your tax refund to work is to start saving for your child’s education, or even your own. A 529 savings plan may be a good place to start, says U.S. News. You will have a few different options to consider, as you can typically choose between a a prepaid tuition plan or an education savings plan, according to the U.S. Securities and Exchange Commission — and both plans may offer you some tax benefits.
4: Invest In a Vehicle
If you need a new vehicle, it may be smart for you to use your tax return money as a down payment. This will lower the monthly payments of the vehicle significantly. It would also save you more money to purchases a gently used vehicle rather than buying a new one. Here at Drive Casa, we have a wide selection of great quality cars! To browse them, please visit our website.
Choosing how to spend your tax refund can be an important part of planning for your financial future. By considering and researching your options, you can choose how to put your refund to use in ways that work best for your lifestyle! How do you plan on using your tax refund? Tell us in the comments below!