5 Big Reasons You Should Change Your Oil Regularly

By DriveCasa Team | Posted in Car Maintenance, Education on Thursday, February 15th, 2018 at 7:12 AM
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Have you ever wondered why you should change your oil regularly? If you’ve ever been reprimanded by your mechanic for waiting too long for an oil change, you know this is an essential part of basic car maintenance you can’t afford to forget.

Waiting too long to change the oil in your car can result in irreparable damage that you can easily avoid. Car experts, mechanics, and long-time car owners will tell you that oil is the lifeblood of your vehicle.

 

You should change your oil regularly to ensure your vehicle runs smoothly and keeps it out of the shop. If you are a first-time car owner, don’t look away! Below you’ll find out why regular oil changes are so important.

Engine Performance

There’s nothing quite like fresh oil to reach peak engine performance. Engines have a variety of parts that move at high speeds. These moving parts tend to cause friction, which produces heat. If you change your oil regularly your car will have proper lubrication that reduces the amount of heat produced by the engine. Oil changes also get rid of dirt and debris, which makes your engine run slower. If your engine heats up because of old oil, it will wear down and eventually stop working properly.

Reduce Harmful Emissions

Are you a fan of the environment? It’s easy being “green” when you keep up with your oil changes. Having lapses in oil changes can lead to dirty, old oil, which produces noxious engine emissions. If you change your oil regularly, it will make your car more environmentally friendly since fresh oil won’t burn like old oil. Add oil changes to your calendar and do your part to keep our skies clean.

Gas Mileage

Regular oil changes are good for your engine – and your wallet! Better gas mileage is one of the least-known benefits of regular oil changes. Besides purchasing a hybrid or an electric car, oil changes are an easy way to save on gas. Friction caused by old oil can slow down your engine, making your visits to the pump more frequent. If your engine stays lubricated, your car will be able to go farther than you think!

Extended Engine Life

Wouldn’t we all love to have a car that lasts for years without failure? To achieve this goal, it’s important to know that purchasing a high-quality car, like the ones we offer in our lot, is only half of the effort to make the most out your vehicle.  A debris-free engine, made possible by regular oil changes, can make a difference in the life of your car. Who knows? That family car may last through more generations than you think.

Catch Up On Other Maintenance

Oil changes present a great opportunity to keep your car running without issues. When taking your car in for an oil change, feel free to ask the mechanic to take a quick look at the overall health of your engine. While under the hood, they may find something that needs to be replaced or fixed. This will allow you to avoid expensive repairs and further damage to your car.

Bonus Tip

There are multiple kinds of car oils out there. If you have a luxury car, you may need a different kind of oil from someone who owns an high-mileage mode. Before an oil change, don’t forget to ask what is the best oil for your car based on mileage and model. This can give your car an extra boost and increase the engine’s performance.

 

Oil is essential to keep your car running without any problems. Most mechanics or car service providers will place a sticker on your windshield indicating when you should return for a new oil change. To avoid any old oil accumulating in your engine, all you need to do is make sure you take your car in on time!

 

Drive Casa wants your new car run like a dream and for you not to worry about an extra expense. That’s why we offer free oil changes when you purchase one of our amazing vehicles. Take advantage of this offer and keep your new car out of the shop!

Como Usar Tu Reembolso de Impuestos Para Conseguir un Auto

By melissaespinoza | Posted in Comprar un Auto, devolución de impuestos, Enganches, Temporada de impuestos on Thursday, February 8th, 2018 at 7:56 AM
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¡La primavera está a la vuelta de la esquina, lo que quiere decir que la temporada de impuestos ya empezó! ¿Has pensado en como usar tu reembolso de impuestos para conseguir un auto?

En Drive Casa, sabemos lo complicado que es declarar impuestos y te queremos asesorar para sacarle el mayor provecho a tu declaración de impuestos. Una vez que recibas tu reembolso, te podemos ayudar a conseguir el sedán o la camioneta que andas buscando.

Para esta temporada de impuestos, estamos orgullosos de anunciar que nos hemos asociado con HubHive Solutions, un proveedor de servicio de impuestos con amplia experiencia.

Los agradables y serviciales especialistas  en devolución de impuestos de HubHive con mucho gusto revisarán y te ayudarán a preparar, y declarar tus impuestos sin ningún costo adicional. Te podemos asegurar que harán lo posible para maximizar tu reembolso de impuestos y para encontrar las mayores deducciones posibles. Así te recibirás más dinero y estarás listo para adquirir o comprar el auto que deseas.

Lo que Tienes que Traer Contigo

Asegúrate de traer los siguientes documents esta temporada de impuestos para aprovechar plenamente este servicio:

  • Número de Seguro Social (Social Security Number)
  • Numbre y número de Seguro Social de tu cónyuge
  • Información sobre dependientes
    • Fecha de nacimiento
    • Número de Seguro Social
    • Registro de gastos de cuidado de hijos menores
  • Comprobante de ingresos
    • Formularios W-2
    • Formularios de desempleo
    • Formularios de empleo por cuenta propia
  • Deducciones

Para la lista completa de documentos requeridos que tienes que traer contigo, haz click aquí. ¡Si tienes preguntas sobre tus formularios de impuestos, tráelas también! Entre más preparado o preparada estés, HubHive Solutions te puede ayudar a sacarle el mayor provecho a tu reembolso esta temporada.

Como Usar tu Reembolso de Impuestos

La temporada de impuestos te da la oportunidad de tener un poco de dinero adicional en tu bolsillo que puedes usar para un enganche más alto del auto que quieres o comprar un model de mayor precio.

Drive Casa es el lugar perfecto para usar tu reebolso de impuestos y comprar el auto de tus sueños. En nuestro amplio inventario de vehículos usados de alta calidad encontrarás autos para todos los gustos y para casi todos los presupuestos. Además, puedes conseguir financiamiento independientemente de tu situación crediticia. Nuestros empleados se sentarán contigo y juntos  encontrarán el pago mensual que mejor se adapte a tu presupuesto. Como un bono extra para nuestros clientes, incluímos cambios de aceite gratuitos y garatías limitados cuando compras uno de nuestros vehículos.

Sácale el mayor provecho a esta temporada de impuestos visitando Drive Casa. ¡Te asesoraremos para conseguir un mayor reembolso de impuestos y te ayudaremos a comprar el auto con los pagos o mensualidades que mejor se adapten a tu presupuesto!

How To Use Your Tax Refund for a Car Purchase

By DriveCasa Team | Posted in Buying a Car, Down Payments, Education, Tax Season on Thursday, February 8th, 2018 at 7:48 AM
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Spring is almost here, which means tax season is in full swing! Have you thought about using your tax refund to help with a car purchase?

At Drive Casa, we know how complicated those tax forms can be and we want to help you get the most out of your tax returns. Plus, once you receive your tax refund, we can help you get the car, truck, or SUV you want.

This tax season, we are proud to announce we have partnered with HubHive Solutions, an experienced tax prep service provider.

HubHive’s friendly and helpful professionals will be happy to review, help you prepare, and file your taxes at no extra cost to you. You can rest assured that they will maximize your tax refund and find deductions to keep more money in your pocket and get you ready to make your car purchase.

What to Bring With You

Make sure you bring the following documents with you this tax season to make to take full advantage of this service:

  • Social Security Number (SSN)
  • Spouse’s full name and Social Security Number (if applicable)
  • Dependent Information  (if applicable)
    • Birthdate
    • Social Security Number(s)
    • Child care expense records
  • Proof of income
    • W-2 Forms
    • Unemployment Forms
    • Self-employment Forms
  • Deductions

For a complete list of required documents to bring with you, click here. If you have any questions about your tax forms, make sure you bring those too! The more prepared you are, the better HubHive Solutions can help you get the most out of your refund this tax season.

How to Use Your Tax Refund

Tax season gives you the opportunity to have a little extra cash in your pocket that you can use for a down payment on a car. It may even allow you to put more money down on the car you want or even afford a more expensive model.

Drive Casa is the perfect place to put your tax refund to good use on a car purchase. Our selection of high-quality used vehicles fit any taste and almost any budget. Plus, you can get in-house financing regardless of your credit situation. Our associates will sit down with you and find the best payment for your budget. As an extra bonus for our customers, we include complimentary oil changes and a limited warranty when you purchase one of our vehicles.

Make the most out of tax season this year and stop by Drive Casa. We’ll help you get the biggest tax refund and help you make a car purchase that fits your budget!

4 Amazing Benefits Of Buy Here Pay Here Dealerships

By DriveCasa Team | Posted in Down Payments, Education, Monthly Payments on Thursday, January 18th, 2018 at 7:10 AM
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Buying a car doesn’t have to be a hassle. For first-time buyers or buyers with credit issues, there are many benefits of Buy Here Pay Here Dealerships.

Buy Here Pay Here Dealerships can provide you with guidance on the type of car that might best fit your needs and budget. Also, most offer limited warranties or have certified vehicles that will ease your worries about the quality of your car.

 

Here are four amazing benefits of Buy Here Pay Here Dealerships:

No Credit No Problem

Regardless of your credit situation, you will always be able to get a car from a Buy Here Pay Here Dealership. The dealership takes on the risk of having customers with bad or no credit because they know credit is not the only indicator of a financially responsible person.

Speedy Service

Buy Here Pay Here Dealerships can reduce waiting times significantly when buying a car. You don’t have to wait for a bank to approve your application or look for other lenders. The dealership will provide an approved auto loan, which makes the process much faster.

Low Down Payments

Since Buy Here Pay Here Dealerships are a one-stop shop when purchasing a vehicle, they have the opportunity to offer low down payments to their customers. This way, you are able to get the car that you need without having to pay 20% of the car’s price for a down payment.

Build Your Credit

Building your credit can be challenging at first. If you have no credit, purchasing a car from a buy here pay here gives you an opportunity to build your credit history while getting the car you want.

 

If you’re in the market for a car and want an alternative to typical car dealerships, try visiting a Buy Here Pay Here Dealership. You’ll find that the fast service and low down payment options are a better fit for you.

Ready to Boost Your Credit Score? How to Start Now

By DriveCasa Team | Posted in Education, Personal Budgeting on Monday, January 8th, 2018 at 7:54 AM

Why boost your credit score? Your credit score serves as a point of reference for lenders and creditors to determine if you are creditworthy enough for a loan, mortgage, or credit card. Having a high credit score will make loan applications much easier, but if you have a low credit score you will most likely face higher interest rates, high down payments, or even rejected applications.

Thankfully, a low credit score is not the end of the world. There are easy steps you can take today to boost your credit score and make it as healthy as possible.

 

Check for Accuracy

Reporting agencies often make mistakes and may attribute an account or debt to the wrong person. Thanks to sites like CreditKarma, you have the ability to keep an eye on your credit score for free and check for any mistakes. Make sure to dispute any mistakes to keep your credit score accurate, to boost your credit score.

 

Pay Off Past Due Debts

Did you forget to pay your last electricity bill for the apartment you had three years ago? Do you still have a balance with your past cellphone carrier? It’s easy to forget about debts from years ago, but even a small unpaid debt can impact your credit score. Check for outstanding balances on your credit report. The sooner you pay them off, the sooner you’ll boost your credit score.

 

Don’t Use Your Credit Card Too Much

Having a credit card can be very useful because it gives you the chance to have more money available that you can pay off later. However, if you reach your credit card’s limit very often, it can lower your credit score. Learn more about credit utilization and the best ways to use your credit card here.

 

Open New Accounts

Credit history is another important element that determines your credit score. Having no credit may be as detrimental to you as having bad credit. Something as simple as getting a credit card or taking out a car loan can increase your credit score exponentially. Keep in mind that staying current with your payments is key when trying to boost your credit score.

 

Don’t let your past mistakes get in the way of getting the car, house, or credit card you want. If you’re financially responsible, let your credit score reflect it.

How To: Save Money For A Car During Holidays

By DriveCasa Team | Posted in Down Payments, Monthly Payments, Personal Budgeting on Thursday, December 14th, 2017 at 8:10 AM
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Starting to save money for a car can feel overwhelming, but it’s possible to start saving money for a down payment by monitoring your spending – even during the holiday season. Develop better saving habits now and you’ll not only be able to get the car you want, you’ll reap the benefits for many years to come.

 

Create a Budget

When you save money for a car, you have to keep in mind that the more money you put down, the lower your interest rate and monthly payments will be. By creating a budget, you’ll figure out how much your monthly payment should be, monitor your expenses, and set a goal for a down payment. Here’s a helpful guide to get you started.

 

Pay with Cash

It’s easy to forget how much money you are spending when swiping a card. Once you have determined how much money you can use for gifts and other expenses, make sure to visit the ATM and withdraw the exact amount. Not only will you be much more aware of how much money you are spending, it’s less likely that you will go over budget. If you can stick to your gift budget, you’ll have more ability to save money for a car.

 

Opt for Homemade Gifts

Homemade gifts can be more meaningful and heartfelt than an expensive toy. Your friends and family will appreciate the time you spent making their meaningful, personalized gift. Plus, you’ll save money for your car. For ideas on what gifts you can make, click here.

 

Start Early

Black Friday and Cyber Monday are a great opportunity to save money on gifts. You can also monitor the products you want months before December and take advantage of any flash sales or reduced prices. By starting your holiday shopping early, you’ll avoid stress and find the things you need in time for the holidays.

 

The holidays don’t have to be a time where you need to spend a lot of money and break the bank, if you follow these tips you can save money for a car. Stick to your budget, be smart about your spending, and you’ll be one step closer to getting the car you want.

How to Make Your Car More Eco-Friendly

By DriveCasa Team | Posted in Education on Monday, November 20th, 2017 at 5:57 PM

More and more people are becoming more environmentally-conscious and making sure multiple aspects of their lives go “green”.  Car companies have also made their part in saving the planet by developing technology to reduce fuel emissions in the form of electric and hybrid cars. Wondering if you can live greener even if you don’t own a Tesla? Go Green: How to make your car more eco-friendly!

While having an electric or hybrid car might not be the best fit for you or your budget, you can still make your car as eco-friendly as possible. Let’s get started!

Follow these tips to keep your car “green”:

  • Keep up with your car’s maintenance – If your car runs well and efficiently thanks to regular tune-ups, your car will release fewer emissions and ultimately use less gas.
  • Buy eco-friendly tires and keep your tires properly inflated. Your car’s tires can keep you safe on the road and improve your gas mileage when they are properly inflated. By buying eco-friendly tires, which use environmentally conscious materials, you are taking a step in the green direction and contributing to making a cleaner planet.
  • Get rid of extra weight – The heavier your car, the more gas you will use. Make sure to keep only the essentials in your car to avoid making your car heavier.
  • Avoid idling  – Make sure to turn off your car if you are parked for longer than a minute.
  • Use your air conditioner less – Air conditioning systems use a lot of gas. Unless it’s the middle of the summer, you can probably afford to roll down the windows.
  • Carpool – Do you live near coworkers? You can cut your gas usage significantly by organizing a schedule and carpooling with co-workers.

By following these steps, you’ll be able to make your trusted, reliable car as eco-friendly as possible.

 

How to Find the Vehicle That’s Right For You

By DriveCasa Team | Posted in Monthly Payments, Personal Budgeting on Wednesday, November 8th, 2017 at 12:47 AM

If you’re in the market for a vehicle, choosing the right one can be overwhelming. With almost an infinite amount of vehicles to choose from and places to look in, are you left wondering how you can find the vehicle that’s right for you?

Do you need a car that has plenty of interior space? Is fuel-efficiency important to you? What color best reflects your personality? These are all valid questions when looking for your next car. In order to make your decision-making process easier, we have compiled a list of tips you should keep in mind when buying your next vehicle:

Price

That flashy BMW may be the car of your dreams, but can you afford it? Once you have developed a budget and know how much you are willing to spend on a vehicle, your choice will become more clear and you can narrow down your search. (Here’s a simple tool to get you started!)

Needs

Everyone uses their car for a different purpose and are looking to satisfy different needs. One person may have a long commute to work and need something more fuel-efficient, while someone else may need a hefty vehicle capable of carrying a heavy load. In order to get the right vehicle, you need to consider what kind of features would make your life easier.

Flexibility

Once you have decided on a make and model that will satisfy your needs and not break the bank, your search is essentially over. However, we advise you to keep your mind open and do some research on other models in the same class as your preferred vehicle. Sales take place all the time and you might get a better deal on a car that may not be your first choice but shares a lot of features with your dream vehicle.

If you follow these tips, the search for your next vehicle will be painless and quicker than you think. Good luck on your search!

Keep Your Car Out of the Shop With These Car Maintenance Tips

By DriveCasa Team | Posted in Education on Wednesday, October 11th, 2017 at 8:45 PM

Car maintenance matters. You don’t want to bust your budget on car repairs you could be avoiding. Stay out of the shop and on the road with these tips. Keep your car up to date with maintenance checks and avoid those dreadful trips to the mechanic. A simple check-up every few months can alert you of problems in your vehicle before they become an expensive repair.

Here are the areas you’ll need to keep in mind:

  • Oil Changes – Getting regular oil changes will keep your car running smoothly. Without the oil’s lubrication, the friction in your engine will produce too much heat and cause major damage. How often you change your oil will depend on your driving habits, make and model of your car, and mileage. Click here for more details about how often you should change your oil.
  • Brakes – Before a major trip or every other oil change, make sure to get your brakes checked. Routine checks will give you a better idea of how often you need to change your brakes.
  • Tires – Worn down tires can present a risk on the road. Prevent a future accident and have your tires checked every few months.  Need new tires? Check out this helpful guide to buying tires.
  • HVAC System – Proper heating and cooling performance is critical. Test your heating, ventilating, and air conditioning every season and you’ll be ready for any type of weather.
  • Hoses and Belts – Have hoses and belts inspected to make sure they are not cracked, brittle, frayed or showing signs of excessive wear.
  • Dashboard Warnings – Don’t forget to listen to your car. Most cars have sensors that will alert you if something is wrong. If you see a warning light on your dashboard, don’t ignore it. Take your car to get inspected and find out if there is a serious problem with your car.

As long as you pay attention to your car and keep up with routine inspections, your car will be running smoothly.

*Disclaimer: Drive Casa is not a financial advising institution; all recommendations are based on opinion.

How To Budget Before Buying Your First Car

By DriveCasa Team | Posted in Personal Budgeting on Friday, August 4th, 2017 at 8:11 PM

After your residence, your car is the next biggest asset you need in most US cities. This is especially true in a city like Dallas. And if you’ve never bought a car before, having the additional hurdle of your credit can make the process even more stressful. Here’s what you need to know to budget before buying your first car.

 

Buying a car is a big purchase. You don’t want to overextend your budget with your monthly payments, and you have no way of knowing your car budget without calculating your expenses.

 

There are several smartphone apps and websites out there that you can use to get a handle on your actual spending to see if your budget is realistic:

  • Olivia: The Olivia smart phone app will look at your past spending and recommend a daily “safe spend” to keep you on track with your budget and savings goals. But it’s so popular that there’s a waitlist to download the app.
  • Mint: Both an app and a website, Mint can be used to track your spending and expenses every month and organize them into categories so you can see where your money is going. It also provides credit score updates.

 

If you want to focus on saving a little money before your first car purchase, there are smartphone apps that can help you with that too.

  • Digit: Socks away small amounts of money over the course of each month based on your spending
  • Acorns: as a micro-investing app, Acorn rounds up each purchase you make to the next dollar amount. So, when you buy a coke for $1.75, 25 cents are sent over to your acorn account to be invested.

 

At Drive Casa, we understand times can be tough and credit isn’t always perfect. But we don’t think that should stop you from buying your first car when you need it. By getting control of your budget, you’ll be in a much better place to finance a car you feel comfortable with, both physically and financially. Follow us on Facebook for more info on credit and car-buying.

 

*Disclaimer: Drive Casa is not a financial advising institution; all recommendations are based on opinion.