Here at Drive Casa, giving back to the community is one of our top priorities. With this in mind, we’ve rounded up a few ways to help those in need during the Holiday Season. Continue reading to learn how you can give back to those who need it in Dallas area.
Dallas 24 Hour Club’s Annual Thanksgiving Dinner
This is an Annual Thanksgiving Dinner for the residents and community of Dallas 24 Hour Club, which is a safe, sober transitional living for homeless men and women. Dinner is served from 1:15 pm to 3 pm on Thanksgiving Day. Community members are invited to enjoy dinner and stay for the Cowboys game.
They really need prepared Thanksgiving dishes that are ready to be heated and served. You can sign up to bring a dish at https://bringthecups.com/Syy-nr1pm. To volunteer for one of the shifts, please email firstname.lastname@example.org.
The Dallas Life is the largest homeless shelter in North Texas. Volunteer opportunities range from helping prepare the Thanksgiving meal, decorating tables, serving meal trays to the residents, or post-meal cleanup.
DCAC Holiday of Hope
The Dallas Children’s Advocacy Center (DCAC) is asking the community to support more than 2,000 DCAC clients and their families who are suffering from the ramifications of child abuse. They need toys and gifts for families the organization serves during Christmas.
Do you know of any other volunteer opportunities happening in our area? Please comment them below!
Here at Drive Casa, we only choose the best quality cars for our inventory. This being said, some vehicle brands prove to be the best rated year after year in terms of reliability and affordability. Continue reading to learn what they are!
This automaker is one that continues to impress year after year. In terms of reliability, while still earning above average satisfaction for on-road tests. When shoppers think of a vehicle that can easily last a decade, Toyota is the first to come to mind.
Though its reliability has somewhat declined in recent years, or rivals have simply improved dramatically, used Honda models continue to hold a strong reputation as the vehicle that just won’t let you down.
You may have noticed that there are more and more Kia vehicles on the road, and you might just think that’s because they are affordable. In recent years, Kia has made giant leaps to outrank big names like Honda, while also providing better overall satisfaction. A decade ago, Kia didn’t have the best brand reputation, and you might want to steer clear if you’re considering a much older model. We’ve been seeing the brand rise in ranks since 2014, though, so it’s certainly one to watch if you’re looking for a vehicle just a few years old.
At Drive Casa, we have plenty of Toyota’s, Honda’s and Kias; but we also have many other brands! To browse our inventory, please visit our website.
Which brand do you trust the most? Let us know in the comments below!
No matter what type of climate you live in, it is always a good idea to be prepared for an emergency situation while driving. Most cars have plenty of room to store a few small items that will make an unpredicted emergency less stressful. The following is a list of items that should be stored in your vehicle to ensure that you will be prepared if you happen to become stranded while driving.
Jumper Cables should be kept in every automobile. It is almost inevitable that you will be stalled by a dead battery at some point in your life. If not, a pair of jumper cables will allow you to help another motorist in need.
A small blanket can serve many purposes for a stranded driver. Most importantly, a blanket will provide much needed warmth in cold weather. A blanket can also serve as a pad on which to lie if you need to get underneath your car to inspect damage or make a repair.
A small one or two gallon gas container will come in handy if you run out of gas. These small gas containers can be purchased for only a few dollars and are compact enough to be easily stored in your trunk.
This serves two purposes. In an emergency situation that leaves you stranded for a long period of time, water will be necessary for hydration. If your car overheats, you can also use distilled water to cool your engine.
These are necessary if you need to change a tire or inspect damage to your vehicle. Two small plastic tire wedges can be used to secure your car and keep it from rolling.
An Emergency Signal
A signal will warn other motorists that your vehicle is stalled in busy traffic. Some emergency signals are foldable and will easily fit inside your vehicle’s glove box. Be sure to choose a road sign that is reflective.
Snacks are essential. Whether you are stranded because of a flat tire, a traffic jam, or poor weather conditions, it is important to have a couple of nonperishable snacks handy. Keep a protein bar, a bag of trail mix, or dried fruit in your vehicle in case you need extra energy while stranded.
Most of these items can be stored in a small shoebox-sized plastic container in your trunk, under your seat, or in your cargo area. A few simple and inexpensive items will make any emergency situation much less stress. These items might even save your life!
What do you keep in your car’s emergency kit? Tell us in the comments below!
Cash is slowly becoming a thing of the past. We live in a world of credit, and maintaining a good credit score can mean the difference between having the necessities of life and struggling to get by. There are many factors that contribute to your credit score and trying to understand them all can be a daunting task. One thing is for certain, if you are one of the many people with a credit score that is considered poor or if you have no credit history to speak of, it is time to get back on track.
At Drive Casa, helping people fix damaged credit histories is priority number one. Because we are so committed to credit maintenance and repair, we have compiled some quick tips on how to get a less than perfect credit score back on track.
Get Rid of Your Debt
The most obvious tip is to pay off as much outstanding debt as possible without adding new charges. Outstanding balances can bring a credit score down. While paying off your debt in one big swoop may be unrealistic, increasing your monthly payment even by just a few dollars can make a significant difference.
Don’t Close Unused Accounts
Avoid closing unused accounts. Getting rid of old accounts might make you less likely to use credit, and it also wipes out part of your credit history. People with little or no credit history will face the same challenges as those people with poor credit.
Check your Credit Score
Keep an eye on your credit report. Everyone makes mistakes – even the credit bureaus! There may be inaccurate information on your credit report that is contributing to a low score. Each of the main credit bureaus maintains a dispute department. If something doesn’t look right, report it.
Create a Budget
Create a personal budget and stick to it. Being disciplined with your finances will help avoid the pitfalls that helped lower your credit score to begin with.
These tips are just a few things you can do to help improve your credit score.
Establishing new credit so that you can re-establish a solid payment history can be hard with a tainted credit score. This is where we can help the most! We help people with little or no credit get into quality used automobiles regardless of their history. When you purchase a vehicle from us, you not only get a reliable vehicle but you take the first steps in showing a positive payment history. For more information, please visit our website!
For lenders and financial institutions, a credit score is a good indicator of an individual’s financial responsibility. If your credit score is poor, this can make it harder for you to get financing for a car, a personal loan, or a mortgage. However, there are simple steps you can take to make sure your credit score is impeccable.
Follow the tips below and watch your credit score go from poor to excellent:
#1 – Check Credit Reports for Accuracy
Before you start paying off debts that are on your credit report, make sure those accounts actually belong to you. It’s possible that an account that does not belong to you has shown up in your report. To ensure accuracy, check each account and charges. If you don’t recognize one of the accounts, contact the lender directly. All you need to do is prove your identity and that account should be erased from your report. Once you have all your accounts in order, you can move on to the next step.
#2 – Clear Up Collection Accounts
Old debts can be easy to forget if you haven’t checked your credit report in a while. That old phone bill from college can come back to haunt you when you’re trying to buy your first home. Take a look at the debts that have been sent to collections. Call the collectors directly. If you can’t pay in full, ask if you can set up a payment plan that works for your budget. Your credit score will increase significantly once you lower your balance and settle old debts.
#3 – Get a Secured Credit Card
A great way to increase your credit score without much effort is getting a credit card. However, if you have a tendency to overspend, a secured credit card can give you a smaller line of credit that is easier to handle. Your credit line with a secured credit card will often depend on the deposit you provide. If you feel like $200 is a manageable line of credit, use that amount for your deposit. Plus, secured credit cards are designed for people who are trying to improve their credit. If your credit score is less than stellar, you may still have a chance of getting approved.
#4 – Pay Bills On Time
One of the best and easiest ways to show that you are financially responsible is paying your bills on time. If you usually pay your bills days or weeks after they’re due, it may affect your credit score. Take a look at your monthly bills and see if any service providers will allow you to set up auto-pay. This way, you won’t have to keep up with your bills and the money will be deducted from your account automatically each month.
#5 – Keep An Eye On Your Credit Utilization Ratio
Paying off your credit card balance on time is important, but keeping an eye on your credit utilization ratio can save you from losing points on your credit score. Ideally, you should keep your debt-to-credit ratio under 30%. You should also avoid closing any unused credit card accounts. This will affect your utilization ration percentage and would do more harm than good. However, if you do decide to close any consumer credit accounts, make sure you maintain a 15% utilization percentage without having that credit card.
Following the tips above will get you on your way to a better credit score and teach you invaluable lessons about personal finance. Good luck on your journey to a perfect credit score!