Ahorrar para poder comprar algo que deseas, como un auto nuevo, puede ser difícil. Necesitas disciplina, responsabilidad y monitoreo constante de tus gastos.
Si se te dificulta mantener un presupuesto, hay maneras en las que puedes mejorar. Debajo hay unas sugerencias que te ayudarán a alcanzar tus metas financieras:
Reduce tus Gastos
Gastar dinero es fácil, especialmente en cosas que deseas. Para mantener un presupuesto, tienes que implementar un poco de disciplina a tu vida diaria. Gastar más de $200 al mes en restaurantes tal vez no es la mejor idea si en tu presupuesto sólo puedes gastar $50. Echa un vistazo a tus gastos mensuales y se realista cuando decidas en donde puedes reducir tus gastos.
Cómpralo el Mes Siguiente
Estás en línea y acabas de ver la chaqueta perfecta. La quieres y la quieres ahora mismo, pero tu presupuesto está llegando a su límite. Cómprala el mes siguiente. Para entonces, tendrás suficiente dinero para comprarla o decidirás que ya no la necesitas. Esta técnica controlará tus compras impulsivas.
La mayoría de los bancos tienen la abilidad de mover dinero de tu cuenta de cheques a tu cuenta de ahorros automáticamente cada mes. Esto significa que puedes ahorrar dinero con mínimo esfuerzo. Además, evitarás gastar ese dinero ya que no estará disponible en tu cuenta de cheques.
Deja de Usar tu Tarjeta de Crédito
La conveniencia de usar una tarjeta de crédito puede ser perjudicial cuando quieres mantener un presupuesto. Cuando sientes el impacto de tus gastos hasta semanas despues, puede ser fácil gastar más de lo que tienes en tu presupuesto. Empieza a usar tu tarjeta de débito o considera usar efectivo para que puedas ver lo que le pasa a tu dinero al instante.
Se Consciente de Eventos Importantes
Estar al tanto de eventos importantes que requieren gastos más grandes, como cumpleaños o días festivos, te puede ayudar a prepararte y ajustar tu presupuesto para que no gastes de más. Crea un calendario con todas las fechas importantes y asegúrate de ajustar tu presupuesto con suficiente tiempo para cubrir tus gastos mensuales sin gastar de más.
Una cosa más – ¡Mantente positivo! Acuérdate que todo el esfuerzo que estás haciendo será recompensado muy pronto. ¡Estarás manejando ese auto que deseas en poco tiempo!
Si estás buscando un auto, ¡visita Drive Casa! Encontrarás el model que deseas en nuestro amplio inventario.
Saving for something you want, like a new car, can be challenging. It requires discipline, accountability, and constant monitoring of your expenses.
If you find that sticking to a budget is too difficult, there are ways you can improve. Below are a few pointers that will help you reach your financial goals in no time:
Cut Back On Expenses
It’s easy to spend money, especially on things you want. In order to stick to your budget, you need to implement a little discipline when it comes to your expenses. Spending more than $200 a month on restaurants might not be the best idea if you have budgeted for $50. Take a hard look at your monthly spending and be realistic about where you can cut back.
Buy it Next Month
You’re online and you just saw the perfect jacket. You want it and you want it now, but your budget is reaching its limit. Tell yourself you can buy it next month. By that time, you will either have enough to buy it or you’ll decide you don’t want it anymore. This is a great technique to control impulse buying.
Set Up Auto Draft
Most banks have the ability to create an auto draft from your checkings to your savings account. This means you can set up a certain amount to be withdrawn from one account into the other every month without having to think about it. Not only will you not spend that money because it’s not available, you’ll see your savings grow without much work.
Stop Using Your Credit Card
The convenience of using a credit card can also be detrimental when trying to stick to a budget. Not feeling the pain of the expenses until weeks later makes it easy to overspend and go over your budget. Stick to your debit card or even cash so you can see what happens to your money in real time.
Watch Out for Big Events
Knowing when big spending events, such as birthdays or holidays, are coming up can help you prepare and adjust your budget accordingly. Make a calendar with all the important dates and make sure to adjust your budget with enough time to cover your expenses and not go over budget.
One last thing – don’t forget to stay positive! Remember that all the hard work you are doing will be rewarded soon. You’ll be driving that shiny car in no time!
If you’re in the market for a car, make sure to stop by Drive Casa! You’ll find the model you want in our wide inventory.
Have you ever wondered why you should change your oil regularly? If you’ve ever been reprimanded by your mechanic for waiting too long for an oil change, you know this is an essential part of basic car maintenance you can’t afford to forget.
Waiting too long to change the oil in your car can result in irreparable damage that you can easily avoid. Car experts, mechanics, and long-time car owners will tell you that oil is the lifeblood of your vehicle.
You should change your oil regularly to ensure your vehicle runs smoothly and keeps it out of the shop. If you are a first-time car owner, don’t look away! Below you’ll find out why regular oil changes are so important.
There’s nothing quite like fresh oil to reach peak engine performance. Engines have a variety of parts that move at high speeds. These moving parts tend to cause friction, which produces heat. If you change your oil regularly your car will have proper lubrication that reduces the amount of heat produced by the engine. Oil changes also get rid of dirt and debris, which makes your engine run slower. If your engine heats up because of old oil, it will wear down and eventually stop working properly.
Reduce Harmful Emissions
Are you a fan of the environment? It’s easy being “green” when you keep up with your oil changes. Having lapses in oil changes can lead to dirty, old oil, which produces noxious engine emissions. If you change your oil regularly, it will make your car more environmentally friendly since fresh oil won’t burn like old oil. Add oil changes to your calendar and do your part to keep our skies clean.
Regular oil changes are good for your engine – and your wallet! Better gas mileage is one of the least-known benefits of regular oil changes. Besides purchasing a hybrid or an electric car, oil changes are an easy way to save on gas. Friction caused by old oil can slow down your engine, making your visits to the pump more frequent. If your engine stays lubricated, your car will be able to go farther than you think!
Extended Engine Life
Wouldn’t we all love to have a car that lasts for years without failure? To achieve this goal, it’s important to know that purchasing a high-quality car, like the ones we offer in our lot, is only half of the effort to make the most out your vehicle. A debris-free engine, made possible by regular oil changes, can make a difference in the life of your car. Who knows? That family car may last through more generations than you think.
Catch Up On Other Maintenance
Oil changes present a great opportunity to keep your car running without issues. When taking your car in for an oil change, feel free to ask the mechanic to take a quick look at the overall health of your engine. While under the hood, they may find something that needs to be replaced or fixed. This will allow you to avoid expensive repairs and further damage to your car.
There are multiple kinds of car oils out there. If you have a luxury car, you may need a different kind of oil from someone who owns an high-mileage mode. Before an oil change, don’t forget to ask what is the best oil for your car based on mileage and model. This can give your car an extra boost and increase the engine’s performance.
Oil is essential to keep your car running without any problems. Most mechanics or car service providers will place a sticker on your windshield indicating when you should return for a new oil change. To avoid any old oil accumulating in your engine, all you need to do is make sure you take your car in on time!
Drive Casa wants your new car run like a dream and for you not to worry about an extra expense. That’s why we offer free oil changes when you purchase one of our amazing vehicles. Take advantage of this offer and keep your new car out of the shop!
Spring is just around the corner, which means the tax season has already started! Have you thought about how to use your tax refund to get a car?
At Drive Casa, we know how complicated it is to declare taxes and we want to advise you to get the most out of your tax return. Once you receive your refund, we can help you get the sedan or the van you are looking for.
For this tax season, we are proud to announce that we have partnered with HubHive Solutions , a tax service provider with extensive experience.
The nice and helpful HubHive tax return specialists will be happy to review and help you prepare and file your taxes at no additional cost. We can assure you that they will do everything possible to maximize your tax refund and to find the highest possible deductions. This way you will receive more money and you will be ready to buy or buy the car you want.
What you have to bring with you
Make sure you bring the following documents this tax season to take full advantage of this service:
- Social Security Number
- Numbre and your spouse’s Social Security number
- Information about dependents
- Social Security number
- Record of expenses of care of minor children
- Proof of income
- Forms W-2
- Unemployment forms
- Self-employment forms
For the complete list of required documents that you have to bring with you, click here. If you have questions about your tax forms, bring them too! The more prepared or prepared you are, HubHive Solutions can help you get the most out of your refund this season.
How to Use your Tax Refund
The tax season gives you the opportunity to have some extra money in your pocket that you can use for a higher hitch of the car you want or buy a higher priced model.
Drive Casa is the perfect place to use your tax refund and buy the car of your dreams. In our large inventory of high quality used vehicles you will find cars for all tastes and for almost all budgets. In addition, you can get financing regardless of your credit situation. Our employees will sit with you and together they will find the monthly payment that best suits your budget. As an extra bonus for our customers, we include free oil changes and limited guarantees when you buy one of our vehicles.
Get the most out of this tax season by visiting Drive Casa. We will advise you to get a bigger tax refund and we will help you buy the car with the payments or monthly payments that best suit your budget!
Buying a car doesn’t have to be a hassle. For first-time buyers or buyers with credit issues, there are many benefits of Buy Here Pay Here Dealerships.
Buy Here Pay Here Dealerships can provide you with guidance on the type of car that might best fit your needs and budget. Also, most offer limited warranties or have certified vehicles that will ease your worries about the quality of your car.
Here are four amazing benefits of Buy Here Pay Here Dealerships:
No Credit No Problem
Regardless of your credit situation, you will always be able to get a car from a Buy Here Pay Here Dealership. The dealership takes on the risk of having customers with bad or no credit because they know credit is not the only indicator of a financially responsible person.
Buy Here Pay Here Dealerships can reduce waiting times significantly when buying a car. You don’t have to wait for a bank to approve your application or look for other lenders. The dealership will provide an approved auto loan, which makes the process much faster.
Low Down Payments
Since Buy Here Pay Here Dealerships are a one-stop shop when purchasing a vehicle, they have the opportunity to offer low down payments to their customers. This way, you are able to get the car that you need without having to pay 20% of the car’s price for a down payment.
Build Your Credit
Building your credit can be challenging at first. If you have no credit, purchasing a car from a buy here pay here gives you an opportunity to build your credit history while getting the car you want.
If you’re in the market for a car and want an alternative to typical car dealerships, try visiting a Buy Here Pay Here Dealership. You’ll find that the fast service and low down payment options are a better fit for you.