Archive for the ‘Down Payments’ Category

How To Use Your Tax Refund for a Car Purchase

Thursday, February 8th, 2018
tax-refund-car-purchase

Spring is almost here, which means tax season is in full swing! Have you thought about using your tax refund to help with a car purchase?

At Drive Casa, we know how complicated those tax forms can be and we want to help you get the most out of your tax returns. Plus, once you receive your tax refund, we can help you get the car, truck, or SUV you want.

This tax season, we are proud to announce we have partnered with HubHive Solutions, an experienced tax prep service provider.

HubHive’s friendly and helpful professionals will be happy to review, help you prepare, and file your taxes at no extra cost to you. You can rest assured that they will maximize your tax refund and find deductions to keep more money in your pocket and get you ready to make your car purchase.

What to Bring With You

Make sure you bring the following documents with you this tax season to make to take full advantage of this service:

  • Social Security Number (SSN)
  • Spouse’s full name and Social Security Number (if applicable)
  • Dependent Information  (if applicable)
    • Birthdate
    • Social Security Number(s)
    • Child care expense records
  • Proof of income
    • W-2 Forms
    • Unemployment Forms
    • Self-employment Forms
  • Deductions

For a complete list of required documents to bring with you, click here. If you have any questions about your tax forms, make sure you bring those too! The more prepared you are, the better HubHive Solutions can help you get the most out of your refund this tax season.

How to Use Your Tax Refund

Tax season gives you the opportunity to have a little extra cash in your pocket that you can use for a down payment on a car. It may even allow you to put more money down on the car you want or even afford a more expensive model.

Drive Casa is the perfect place to put your tax refund to good use on a car purchase. Our selection of high-quality used vehicles fit any taste and almost any budget. Plus, you can get in-house financing regardless of your credit situation. Our associates will sit down with you and find the best payment for your budget. As an extra bonus for our customers, we include complimentary oil changes and a limited warranty when you purchase one of our vehicles.

Make the most out of tax season this year and stop by Drive Casa. We’ll help you get the biggest tax refund and help you make a car purchase that fits your budget!

4 Amazing Benefits Of Buy Here Pay Here Dealerships

Thursday, January 18th, 2018
benefits-of-buy-here-pay-here-dealerships

Buying a car doesn’t have to be a hassle. For first-time buyers or buyers with credit issues, there are many benefits of Buy Here Pay Here Dealerships.

Buy Here Pay Here Dealerships can provide you with guidance on the type of car that might best fit your needs and budget. Also, most offer limited warranties or have certified vehicles that will ease your worries about the quality of your car.

 

Here are four amazing benefits of Buy Here Pay Here Dealerships:

No Credit No Problem

Regardless of your credit situation, you will always be able to get a car from a Buy Here Pay Here Dealership. The dealership takes on the risk of having customers with bad or no credit because they know credit is not the only indicator of a financially responsible person.

Speedy Service

Buy Here Pay Here Dealerships can reduce waiting times significantly when buying a car. You don’t have to wait for a bank to approve your application or look for other lenders. The dealership will provide an approved auto loan, which makes the process much faster.

Low Down Payments

Since Buy Here Pay Here Dealerships are a one-stop shop when purchasing a vehicle, they have the opportunity to offer low down payments to their customers. This way, you are able to get the car that you need without having to pay 20% of the car’s price for a down payment.

Build Your Credit

Building your credit can be challenging at first. If you have no credit, purchasing a car from a buy here pay here gives you an opportunity to build your credit history while getting the car you want.

 

If you’re in the market for a car and want an alternative to typical car dealerships, try visiting a Buy Here Pay Here Dealership. You’ll find that the fast service and low down payment options are a better fit for you.

How To: Save Money For A Car During Holidays

Thursday, December 14th, 2017
Save-Money-For-A-Car

Starting to save money for a car can feel overwhelming, but it’s possible to start saving money for a down payment by monitoring your spending – even during the holiday season. Develop better saving habits now and you’ll not only be able to get the car you want, you’ll reap the benefits for many years to come.

 

Create a Budget

When you save money for a car, you have to keep in mind that the more money you put down, the lower your interest rate and monthly payments will be. By creating a budget, you’ll figure out how much your monthly payment should be, monitor your expenses, and set a goal for a down payment. Here’s a helpful guide to get you started.

 

Pay with Cash

It’s easy to forget how much money you are spending when swiping a card. Once you have determined how much money you can use for gifts and other expenses, make sure to visit the ATM and withdraw the exact amount. Not only will you be much more aware of how much money you are spending, it’s less likely that you will go over budget. If you can stick to your gift budget, you’ll have more ability to save money for a car.

 

Opt for Homemade Gifts

Homemade gifts can be more meaningful and heartfelt than an expensive toy. Your friends and family will appreciate the time you spent making their meaningful, personalized gift. Plus, you’ll save money for your car. For ideas on what gifts you can make, click here.

 

Start Early

Black Friday and Cyber Monday are a great opportunity to save money on gifts. You can also monitor the products you want months before December and take advantage of any flash sales or reduced prices. By starting your holiday shopping early, you’ll avoid stress and find the things you need in time for the holidays.

 

The holidays don’t have to be a time where you need to spend a lot of money and break the bank, if you follow these tips you can save money for a car. Stick to your budget, be smart about your spending, and you’ll be one step closer to getting the car you want.

Relationship Between Your Down Payment & Your Monthly Payment

Wednesday, March 22nd, 2017

Drive Casa Down & Monthly Car Payments

Are you planning on buying a used car within the next month or so? If so, here are a few things you should know before purchasing a used vehicle, especially if you have bad credit or no credit.

DOWN PAYMENT

Your down payment is a very important part of the deal. Having a higher down payment not only helps keep your monthly payments affordable. It also usually gives you a larger selection of used cars, trucks or SUVs to choose from. Not to mention, your down payment lowers the total amount financed. So a larger down payment saves you on interest and finance charges. Quite simply, the larger the down payment, the more you save in the long run (your term). (more…)

Tax Prep. Instant Refund. More Down.

Monday, February 20th, 2017

Drive Casa Tax Prep, Instant Refund, More Down

We recognize that many customers may have difficulty coming up with the down payment to get the car, truck or SUV you want. Luckily, it’s tax refund season. Your 2016 tax refund may help provide the down payment dollars you need to purchase one of our high-quality used vehicles, and keep your payments affordable. At Drive Casa, our main goal is to drive you happy, regardless of your credit situation. We will help you get the financing and quality used vehicle that you’ll not only love, but be able to afford the payments as well.

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