Archive for the ‘Monthly Payments’ Category

Helpful Car Buying Checklist for Used Cars

Wednesday, April 4th, 2018
helpful-car-buying-checklist-for-used-cars

If you’re trying to save extra money, consider purchasing a used car. You can find high quality used cars that will last you for years at a fraction of the cost of a new car. Buying a car is an important decision, and preparedness can pay off in the long run. Knowing what car you want and figuring out a budget will make your car buying experience much easier. Follow the car buying checklist for used cars below and enjoy a hassle-free car buying experience.

Do Your Research

Before visiting a lot, think about what kind of car you’d like to get. Ask yourself what features you’d like in a car. What gas mileage are you looking for? Do you prefer cars with sunroofs? How much space do you need? Once you have narrowed down your choices to a few models that can satisfy your needs, find out what is the approximate value for each model and if there have there are any problems you might anticipate with each model. Having a good idea of what you want before visiting a lot will help you feel less overwhelmed by all the choices available.

Inspect the Car

You’re at a used car dealership and a particular model has caught your eye. Before a test drive, take time to inspect the car. Walk around the vehicle and check for any damage to the car. Do you see any scratches, discoloration, peeling paint, or dents? What is the condition of the tires? Once you have inspected the exterior, take time to look at the interior of the car. What does the interior smell like? Are the seats in good condition? Can you see any stains? If you’re satisfied with the look of the car, it’s time to look under the hood. Feel the hoses around the radiator, air conditioner, and other components. Are there any holes or cracks? Ask about where you can check the fluids. This quick inspection will give you peace of mind when driving off the lot. Most dealerships will take time to make the car look and perform at its best, but it’s best to make sure there aren’t any damages, issues or smells that will need to be taken care of after the sale.

Test Drive

You’re in love with the look of the car, but want to know how it drives. A test drive will give you a very good idea of what it would be like driving that car every day. Before you turn on the car, take time to get a feel for the space inside the car, adjust your mirrors, and check your blind spots. Once you’re on the road, listen for any odd sounds coming from the engine. Try getting on a highway and gauge acceleration and handling. You’ll also notice how the brakes are performing and if they need to be replaced soon. Brake hard on a city street to really test out the brakes. You can even practice parking for maneuverability and sight lines.

Financing

Now that you are sure the car you have selected is perfect for you, it’s time to go over financing. As mentioned earlier, you should have a good idea of the price of the car, what your down payment is going to be, and what payments are right for your budget before you visit the lot. This will make financing easier to figure out. Buy Here Pay Here dealerships, like Drive Casa, have the convenience of offering in-house financing, so you don’t have to worry about asking different lenders for a loan. Once you have reached an agreement and signed the paperwork, you can take your car home!

Are you ready to buy a used car? You can find high-quality models that have gone through multiple-point inspection at amazing prices in our lot. Stop by Drive Casa and let us drive you happy!

 

4 Amazing Benefits Of Buy Here Pay Here Dealerships

Thursday, January 18th, 2018
benefits-of-buy-here-pay-here-dealerships

Buying a car doesn’t have to be a hassle. For first-time buyers or buyers with credit issues, there are many benefits of Buy Here Pay Here Dealerships.

Buy Here Pay Here Dealerships can provide you with guidance on the type of car that might best fit your needs and budget. Also, most offer limited warranties or have certified vehicles that will ease your worries about the quality of your car.

 

Here are four amazing benefits of Buy Here Pay Here Dealerships:

No Credit No Problem

Regardless of your credit situation, you will always be able to get a car from a Buy Here Pay Here Dealership. The dealership takes on the risk of having customers with bad or no credit because they know credit is not the only indicator of a financially responsible person.

Speedy Service

Buy Here Pay Here Dealerships can reduce waiting times significantly when buying a car. You don’t have to wait for a bank to approve your application or look for other lenders. The dealership will provide an approved auto loan, which makes the process much faster.

Low Down Payments

Since Buy Here Pay Here Dealerships are a one-stop shop when purchasing a vehicle, they have the opportunity to offer low down payments to their customers. This way, you are able to get the car that you need without having to pay 20% of the car’s price for a down payment.

Build Your Credit

Building your credit can be challenging at first. If you have no credit, purchasing a car from a buy here pay here gives you an opportunity to build your credit history while getting the car you want.

 

If you’re in the market for a car and want an alternative to typical car dealerships, try visiting a Buy Here Pay Here Dealership. You’ll find that the fast service and low down payment options are a better fit for you.

How To: Save Money For A Car During Holidays

Thursday, December 14th, 2017
Save-Money-For-A-Car

Starting to save money for a car can feel overwhelming, but it’s possible to start saving money for a down payment by monitoring your spending – even during the holiday season. Develop better saving habits now and you’ll not only be able to get the car you want, you’ll reap the benefits for many years to come.

 

Create a Budget

When you save money for a car, you have to keep in mind that the more money you put down, the lower your interest rate and monthly payments will be. By creating a budget, you’ll figure out how much your monthly payment should be, monitor your expenses, and set a goal for a down payment. Here’s a helpful guide to get you started.

 

Pay with Cash

It’s easy to forget how much money you are spending when swiping a card. Once you have determined how much money you can use for gifts and other expenses, make sure to visit the ATM and withdraw the exact amount. Not only will you be much more aware of how much money you are spending, it’s less likely that you will go over budget. If you can stick to your gift budget, you’ll have more ability to save money for a car.

 

Opt for Homemade Gifts

Homemade gifts can be more meaningful and heartfelt than an expensive toy. Your friends and family will appreciate the time you spent making their meaningful, personalized gift. Plus, you’ll save money for your car. For ideas on what gifts you can make, click here.

 

Start Early

Black Friday and Cyber Monday are a great opportunity to save money on gifts. You can also monitor the products you want months before December and take advantage of any flash sales or reduced prices. By starting your holiday shopping early, you’ll avoid stress and find the things you need in time for the holidays.

 

The holidays don’t have to be a time where you need to spend a lot of money and break the bank, if you follow these tips you can save money for a car. Stick to your budget, be smart about your spending, and you’ll be one step closer to getting the car you want.

How to Find the Vehicle That’s Right For You

Wednesday, November 8th, 2017

If you’re in the market for a vehicle, choosing the right one can be overwhelming. With almost an infinite amount of vehicles to choose from and places to look in, are you left wondering how you can find the vehicle that’s right for you?

Do you need a car that has plenty of interior space? Is fuel-efficiency important to you? What color best reflects your personality? These are all valid questions when looking for your next car. In order to make your decision-making process easier, we have compiled a list of tips you should keep in mind when buying your next vehicle:

Price

That flashy BMW may be the car of your dreams, but can you afford it? Once you have developed a budget and know how much you are willing to spend on a vehicle, your choice will become more clear and you can narrow down your search. (Here’s a simple tool to get you started!)

Needs

Everyone uses their car for a different purpose and are looking to satisfy different needs. One person may have a long commute to work and need something more fuel-efficient, while someone else may need a hefty vehicle capable of carrying a heavy load. In order to get the right vehicle, you need to consider what kind of features would make your life easier.

Flexibility

Once you have decided on a make and model that will satisfy your needs and not break the bank, your search is essentially over. However, we advise you to keep your mind open and do some research on other models in the same class as your preferred vehicle. Sales take place all the time and you might get a better deal on a car that may not be your first choice but shares a lot of features with your dream vehicle.

If you follow these tips, the search for your next vehicle will be painless and quicker than you think. Good luck on your search!

Relationship Between Your Down Payment & Your Monthly Payment

Wednesday, March 22nd, 2017

Drive Casa Down & Monthly Car Payments

Are you planning on buying a used car within the next month or so? If so, here are a few things you should know before purchasing a used vehicle, especially if you have bad credit or no credit.

DOWN PAYMENT

Your down payment is a very important part of the deal. Having a higher down payment not only helps keep your monthly payments affordable. It also usually gives you a larger selection of used cars, trucks or SUVs to choose from. Not to mention, your down payment lowers the total amount financed. So a larger down payment saves you on interest and finance charges. Quite simply, the larger the down payment, the more you save in the long run (your term). (more…)