Posts Tagged ‘credit repair’
Is it really possible to get better credit by financing a used car? The answer is yes! When you’re struggling with credit issues and know you need a better car, it’s easy to feel hopeless…But there is hope! Here at Drive Casa, we are a Buy Here Pay Here dealership that specializes in financing those who don’t have credit or have bad credit. Continue reading to learn how buying a used car can improve your credit over time!
Establishes a Line of Credit
If you don’t have any credit built up, financing a used car can help establish a line of credit! As long as you are proactive with your payments, your credit will build overtime.
Pay On Time, Every Time
Paying loans like mortgages, student loans, or car loans on time can increase your overall credit score greatly! We will work with you to find a car payment that fits your budget so it’s easy for you to make your car payment on time each month.
However, if you do not pay your car note on time, it can decrease your credit score.
Check Your Credit Score
When you apply for an auto loan, we’ll go over your credit report with you to make sure everything is accurate. The Federal Trade Commission has found that 5% of consumers have mistakes on the credit reports that affect their overall credit score. You can contest errors that you may find on your credit score. It is important to make sure that your credit report is accurate, removing any errors can improve your overall score.
Christmas time is just around the corner, have you gotten all of your gifts purchased?
While most of you have already begun your annual Christmas Shopping ritual, many of you will forget to buy a gift for the one thing that takes care of you all year long…your vehicle!
Don’t leave your vehicle out in the cold this holiday season, check out these 3 Awesome Christmas Gifts For Your Car!
The Kensington Proximo
Do you lose your keys way too often than you’d like to admit? No problem! The Kensington Proximo is your solution!
The Kensington Proximo works with a simple fob-and-receiver combination: you attach the fob to your key, couple it via bluetooth to your phone, or leave a fob in your car. Using a smartphone app, you can find it anywhere that you get a gps signal. And if you’re prone to losing your phone, when you move a certain distance from it, the app lets off an alarm.
You can purchase on Amazon for just $19.99!
Bluetooth Phone System
Are you a distracted driver who constantly messes around with gadgets? Having a bluetooth phone system like the SuperTooth HD handy in your vehicle helps remove one less distraction from your hectic ride.
Even when conditions become more hospitable, it’s still a much better idea to use a bluetooth phone system over the normal device while driving.
You can get the SuperTooth HD on Amazon for $64.49.
Car Seat Massager
Drive long hours? Upgrade your commute with a back massager designed specifically for your car!
You can buy a car seat massager from Amazon for just $49.99!
Don’t get so caught up in buying things for others, that you forget about your car!
What’s your favorite gift idea for your car? Let us know in the comments below!
Cash is slowly becoming a thing of the past. We live in a world of credit, and maintaining a good credit score can mean the difference between having the necessities of life and struggling to get by. There are many factors that contribute to your credit score and trying to understand them all can be a daunting task. One thing is for certain, if you are one of the many people with a credit score that is considered poor or if you have no credit history to speak of, it is time to get back on track.
At Drive Casa, helping people fix damaged credit histories is priority number one. Because we are so committed to credit maintenance and repair, we have compiled some quick tips on how to get a less than perfect credit score back on track.
Get Rid of Your Debt
The most obvious tip is to pay off as much outstanding debt as possible without adding new charges. Outstanding balances can bring a credit score down. While paying off your debt in one big swoop may be unrealistic, increasing your monthly payment even by just a few dollars can make a significant difference.
Don’t Close Unused Accounts
Avoid closing unused accounts. Getting rid of old accounts might make you less likely to use credit, and it also wipes out part of your credit history. People with little or no credit history will face the same challenges as those people with poor credit.
Check your Credit Score
Keep an eye on your credit report. Everyone makes mistakes – even the credit bureaus! There may be inaccurate information on your credit report that is contributing to a low score. Each of the main credit bureaus maintains a dispute department. If something doesn’t look right, report it.
Create a Budget
Create a personal budget and stick to it. Being disciplined with your finances will help avoid the pitfalls that helped lower your credit score to begin with.
These tips are just a few things you can do to help improve your credit score.
Establishing new credit so that you can re-establish a solid payment history can be hard with a tainted credit score. This is where we can help the most! We help people with little or no credit get into quality used automobiles regardless of their history. When you purchase a vehicle from us, you not only get a reliable vehicle but you take the first steps in showing a positive payment history. For more information, please visit our website!