Drive Casa Official Blog
Posts Tagged ‘financing’
How to Increase Your Credit Score With Drive Casa
Tuesday, March 5th, 2019
Is it really possible to get better credit by financing a used car? The answer is yes! When you’re struggling with credit issues and know you need a better car, it’s easy to feel hopeless…But there is hope! Here at Drive Casa, we are a Buy Here Pay Here dealership that specializes in financing those who don’t have credit or have bad credit. Continue reading to learn how buying a used car can improve your credit over time!
Establishes a Line of Credit
If you don’t have any credit built up, financing a used car can help establish a line of credit! As long as you are proactive with your payments, your credit will build overtime.
Pay On Time, Every Time
Paying loans like mortgages, student loans, or car loans on time can increase your overall credit score greatly! We will work with you to find a car payment that fits your budget so it’s easy for you to make your car payment on time each month.
However, if you do not pay your car note on time, it can decrease your credit score.
Check Your Credit Score
When you apply for an auto loan, we’ll go over your credit report with you to make sure everything is accurate. The Federal Trade Commission has found that 5% of consumers have mistakes on the credit reports that affect their overall credit score. You can contest errors that you may find on your credit score. It is important to make sure that your credit report is accurate, removing any errors can improve your overall score.
Interested? Visit our website to get pre approved today or to browse our large inventory!
Gift a Car for Christmas!
Tuesday, December 18th, 2018
In just one week, it will be Christmas! Think of that special someone in your life that deserves the world. You might not be able to get them a mansion or yacht, but you can still give them a gift that they will remember and appreciate for the rest of their lives…. Yes we are talking about a car! We know what you’re thinking, “A car for Christmas?! That’s crazy!”, but actually it doesn’t have to be a huge, crazily expensive ordeal. Check out some of these reasons why buying a car for a gift is a good idea!
Not As Expensive As You Think
Buying a car is certainly not a cheap gift, but it doesn’t have to break the bank either. Instead of looking at the most expensive models, choose a used model. It won’t cost near as much as a brand new vehicle! Here at Drive Casa, we have great quality vehicles for very affordable prices! Don’t have any credit or have bad credit? We will still finance you!
Less Pressure
Literally anyone would be happy to get a car as a gift regardless of the style. But if you are still trying to find the “perfect” gift, take them shopping instead. You could trick them and ask them to help you look for a car, or announce on Christmas morning that you plan to take them to the dealership later in the week to pick out their own car.
Less Crowded
If you were to attempt to go into a mall or any department store in the next month, you’d find lines that trail on forever. Since not everyone is going to buy loved ones a car for Christmas, you won’t have to deal with the hassle of crowds! This may seem like a small benefit, but can save you a lot of frustration and time wasted in the long run!
We completely understand that giving a car for Christmas is not for everyone. But if you have the means to do so, and you have an incredibly special person in your life, it might be the perfect gift! Christmas will be here soon, and getting someone a car will certainly amp up the spirit of giving! To browse our inventory today, just visit our website!
3 Christmas Gifts for Your Car
Monday, December 17th, 2018
Christmas time is just around the corner, have you gotten all of your gifts purchased?
While most of you have already begun your annual Christmas Shopping ritual, many of you will forget to buy a gift for the one thing that takes care of you all year long…your vehicle!
Don’t leave your vehicle out in the cold this holiday season, check out these 3 Awesome Christmas Gifts For Your Car!
The Kensington Proximo
Do you lose your keys way too often than you’d like to admit? No problem! The Kensington Proximo is your solution!
The Kensington Proximo works with a simple fob-and-receiver combination: you attach the fob to your key, couple it via bluetooth to your phone, or leave a fob in your car. Using a smartphone app, you can find it anywhere that you get a gps signal. And if you’re prone to losing your phone, when you move a certain distance from it, the app lets off an alarm.
You can purchase on Amazon for just $19.99!
Bluetooth Phone System
Are you a distracted driver who constantly messes around with gadgets? Having a bluetooth phone system like the SuperTooth HD handy in your vehicle helps remove one less distraction from your hectic ride.
Even when conditions become more hospitable, it’s still a much better idea to use a bluetooth phone system over the normal device while driving.
You can get the SuperTooth HD on Amazon for $64.49.
Car Seat Massager
Drive long hours? Upgrade your commute with a back massager designed specifically for your car!
You can buy a car seat massager from Amazon for just $49.99!
Don’t get so caught up in buying things for others, that you forget about your car!
What’s your favorite gift idea for your car? Let us know in the comments below!
Cars That Will Last Longer than 15 Years
Friday, December 7th, 2018
If you have ever financed a car, you know that there is an immense amount of freedom when you pay it off. Unfortunately, not every vehicle lasts much longer than the pay off date- not every vehicle can go the distance. If you’re looking into purchasing a car soon and plan on keeping it a long time, check out this awesome survey from Iseecars.com that breaks down the most popular cars that owners tend to keep for over 15 years.
To get this data, Iseecars.com observed and analyzed over 650,000 used cars from 1981-2002, sold between January through November 2017. For each model, the number of cars sold by the original owner was expressed as a percentage of the total number of cars sold. “Original-owner” cars were bought as new by the owner. The models were then ranked by the original-owner percentage.
As you can see, Toyota pretty much dominates the list with Honda and Acura in close pursuit. This is really not that surprising, as all brands focus on building quality, and efficient cars for an affordable price. Another thing that can be seen from this list is that almost all brands are made by Japanese manufactures- minus the VW Golf. There are no U.S. brands here, though of course some of these models are made in America.
The next time you’re car shopping, remember brand new doesn’t mean everything. If you buy a great quality car pre loved, then you’ll be saving money in the long run! Here at Drive Casa, we have almost all the models listed above in our inventory right now! Most are only a couple years old! So what are you waiting for? Click here to search our inventory!
How to Improve Your Credit Score
Sunday, October 14th, 2018
Cash is slowly becoming a thing of the past. We live in a world of credit, and maintaining a good credit score can mean the difference between having the necessities of life and struggling to get by. There are many factors that contribute to your credit score and trying to understand them all can be a daunting task. One thing is for certain, if you are one of the many people with a credit score that is considered poor or if you have no credit history to speak of, it is time to get back on track.
At Drive Casa, helping people fix damaged credit histories is priority number one. Because we are so committed to credit maintenance and repair, we have compiled some quick tips on how to get a less than perfect credit score back on track.
Get Rid of Your Debt
The most obvious tip is to pay off as much outstanding debt as possible without adding new charges. Outstanding balances can bring a credit score down. While paying off your debt in one big swoop may be unrealistic, increasing your monthly payment even by just a few dollars can make a significant difference.
Don’t Close Unused Accounts
Avoid closing unused accounts. Getting rid of old accounts might make you less likely to use credit, and it also wipes out part of your credit history. People with little or no credit history will face the same challenges as those people with poor credit.
Check your Credit Score
Keep an eye on your credit report. Everyone makes mistakes – even the credit bureaus! There may be inaccurate information on your credit report that is contributing to a low score. Each of the main credit bureaus maintains a dispute department. If something doesn’t look right, report it.
Create a Budget
Create a personal budget and stick to it. Being disciplined with your finances will help avoid the pitfalls that helped lower your credit score to begin with.
These tips are just a few things you can do to help improve your credit score.
Establishing new credit so that you can re-establish a solid payment history can be hard with a tainted credit score. This is where we can help the most! We help people with little or no credit get into quality used automobiles regardless of their history. When you purchase a vehicle from us, you not only get a reliable vehicle but you take the first steps in showing a positive payment history. For more information, please visit our website!
Buy Here Pay Here Benefits
Sunday, October 7th, 2018
Here at Drive Casa, we are a proud Buy Here Pay Here used car dealership. However, we understand the social stigma associated with such places. We want to set the record straight, so continue reading to learn the many advantages of getting your next vehicle at a Buy Here Pay Here.
Financing Made Easy
No matter what your credit situation, our specialists can help tailor a finance package to fit your needs. Our experience with a wide variety of financial institutions helps us provide financing for all credit levels. To get started, just complete our secure online credit application. We’ll help you get approved, making it even easier for you to shop for your next vehicle.
Credit Repair
We can report your payment history to credit bureaus to increase your credit score! As long as you pay on time, every time, your credit score will increase!
Speed
Instead of waiting awhile for a car loan to process, you can buy your car and get it financed here. Literally everything is handled by us, which makes the process much more efficient and faster.
Flexibility
We understand that everyone’s financial situation is different. We are willing to work with you to find the financing plan that best works for you. When others won’t work with you, we always will!
We totally understand that the benefits of a Buy Here Pay Here may not be for everyone. However, for those that are struggling to find financing elsewhere due to low credit scores, dealerships like ours can be highly advantageous. To learn more about what a Buy Here Pay Here dealership like Drive Casa can do for you, give us a call at 469-336-2221.
Helpful Car Buying Checklist for Used Cars
Wednesday, April 4th, 2018
If you’re trying to save extra money, consider purchasing a used car. You can find high quality used cars that will last you for years at a fraction of the cost of a new car. Buying a car is an important decision, and preparedness can pay off in the long run. Knowing what car you want and figuring out a budget will make your car buying experience much easier. Follow the car buying checklist for used cars below and enjoy a hassle-free car buying experience.
Do Your Research
Before visiting a lot, think about what kind of car you’d like to get. Ask yourself what features you’d like in a car. What gas mileage are you looking for? Do you prefer cars with sunroofs? How much space do you need? Once you have narrowed down your choices to a few models that can satisfy your needs, find out what is the approximate value for each model and if there have there are any problems you might anticipate with each model. Having a good idea of what you want before visiting a lot will help you feel less overwhelmed by all the choices available.
Inspect the Car
You’re at a used car dealership and a particular model has caught your eye. Before a test drive, take time to inspect the car. Walk around the vehicle and check for any damage to the car. Do you see any scratches, discoloration, peeling paint, or dents? What is the condition of the tires? Once you have inspected the exterior, take time to look at the interior of the car. What does the interior smell like? Are the seats in good condition? Can you see any stains? If you’re satisfied with the look of the car, it’s time to look under the hood. Feel the hoses around the radiator, air conditioner, and other components. Are there any holes or cracks? Ask about where you can check the fluids. This quick inspection will give you peace of mind when driving off the lot. Most dealerships will take time to make the car look and perform at its best, but it’s best to make sure there aren’t any damages, issues or smells that will need to be taken care of after the sale.
Test Drive
You’re in love with the look of the car, but want to know how it drives. A test drive will give you a very good idea of what it would be like driving that car every day. Before you turn on the car, take time to get a feel for the space inside the car, adjust your mirrors, and check your blind spots. Once you’re on the road, listen for any odd sounds coming from the engine. Try getting on a highway and gauge acceleration and handling. You’ll also notice how the brakes are performing and if they need to be replaced soon. Brake hard on a city street to really test out the brakes. You can even practice parking for maneuverability and sight lines.
Financing
Now that you are sure the car you have selected is perfect for you, it’s time to go over financing. As mentioned earlier, you should have a good idea of the price of the car, what your down payment is going to be, and what payments are right for your budget before you visit the lot. This will make financing easier to figure out. Buy Here Pay Here dealerships, like Drive Casa, have the convenience of offering in-house financing, so you don’t have to worry about asking different lenders for a loan. Once you have reached an agreement and signed the paperwork, you can take your car home!
Are you ready to buy a used car? You can find high-quality models that have gone through multiple-point inspection at amazing prices in our lot. Stop by Drive Casa and let us drive you happy!
How to Find the Vehicle That’s Right For You
Wednesday, November 8th, 2017
If you’re in the market for a vehicle, choosing the right one can be overwhelming. With almost an infinite amount of vehicles to choose from and places to look in, are you left wondering how you can find the vehicle that’s right for you?
Do you need a car that has plenty of interior space? Is fuel-efficiency important to you? What color best reflects your personality? These are all valid questions when looking for your next car. In order to make your decision-making process easier, we have compiled a list of tips you should keep in mind when buying your next vehicle:
Price
That flashy BMW may be the car of your dreams, but can you afford it? Once you have developed a budget and know how much you are willing to spend on a vehicle, your choice will become more clear and you can narrow down your search. (Here’s a simple tool to get you started!)
Needs
Everyone uses their car for a different purpose and are looking to satisfy different needs. One person may have a long commute to work and need something more fuel-efficient, while someone else may need a hefty vehicle capable of carrying a heavy load. In order to get the right vehicle, you need to consider what kind of features would make your life easier.
Flexibility
Once you have decided on a make and model that will satisfy your needs and not break the bank, your search is essentially over. However, we advise you to keep your mind open and do some research on other models in the same class as your preferred vehicle. Sales take place all the time and you might get a better deal on a car that may not be your first choice but shares a lot of features with your dream vehicle.
If you follow these tips, the search for your next vehicle will be painless and quicker than you think. Good luck on your search!
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