Posts Tagged ‘no credit’

How to Increase Your Credit Score With Drive Casa

Tuesday, March 5th, 2019

Is it really possible to get better credit by financing a used car? The answer is yes! When you’re struggling with credit issues and know you need a better car, it’s easy to feel hopeless…But there is hope! Here at Drive Casa, we are a Buy Here Pay Here dealership that specializes in financing those who don’t have credit or have bad credit.  Continue reading to learn how buying a used car can improve your credit over time! 

Establishes a Line of Credit

If you don’t have any credit built up, financing a used car can help establish a line of credit! As long as you are proactive with your payments, your credit will build overtime.

Pay On Time, Every Time

Paying loans like mortgages, student loans, or car loans on time can increase your overall credit score greatly! We will work with you to find a car payment that fits your budget so it’s easy for you to make your car payment on time each month.

However, if you do not pay your car note on time, it can decrease your credit score.

Check Your Credit Score 

When you apply for an auto loan, we’ll go over your credit report with you to make sure everything is accurate. The Federal Trade Commission has found that 5% of consumers have mistakes on the credit reports that affect their overall credit score. You can contest errors that you may find on your credit score. It is important to make sure that your credit report is accurate, removing any errors can improve your overall score.

Interested? Visit our website to get pre approved today or to browse our large inventory!

What is a Buy Here Pay Here?

Monday, January 7th, 2019

If you are in the market for a used car, you’ve probably come across the term “Buy Here, Pay Here”. Not sure what it means? Continue reading to learn what a Buy Here Pay Here establishment like Drive Casa is and what it has to offer!

What is a Buy Here Pay Here?

“Buy Here, Pay Here” dealerships provide their own in-house financing. This means that you work with the dealership directly to finance your car, rather than getting a bank or other private loan like you would do at a traditional car dealership. Also, when you make a payment on your vehicle, you make it to the dealership or their financing service.

In-house financing offers easier credit approval for people who don’t qualify for a traditional loans and financing options. Most “Buy Here, Pay Here” dealerships only require that you have a small down payment and a steady income to get approved for financing.

This is the case here at Drive Casa!

Why to Choose Drive Casa

We finance all credit backgrounds and understand tough times happen. For approval, simply fill out our brief, online application and then start browsing our large selection of  reliable vehicles!

If you have less than perfect credit and think that you will have trouble getting a car from a traditional dealership, Drive Casa is the perfect option for you! For more information, please give us a call at 844-487-3650!

7 Things You Need in Your Car for Emergencies

Thursday, November 1st, 2018

No matter what type of climate you live in, it is always a good idea to be prepared for an emergency situation while driving. Most cars have plenty of room to store a few small items that will make an unpredicted emergency less stressful. The following is a list of items that should be stored in your vehicle to ensure that you will be prepared if you happen to become stranded while driving.

Jumper Cables

Jumper Cables should be kept in every automobile. It is almost inevitable that you will be stalled by a dead battery at some point in your life. If not, a pair of jumper cables will allow you to help another motorist in need.

Blanket

A small blanket can serve many purposes for a stranded driver. Most importantly, a blanket will provide much needed warmth in cold weather. A blanket can also serve as a pad on which to lie if you need to get underneath your car to inspect damage or make a repair.

Gas Container

A small one or two gallon gas container will come in handy if you run out of gas. These small gas containers can be purchased for only a few dollars and are compact enough to be easily stored in your trunk.

Distilled Water

This serves two purposes. In an emergency situation that leaves you stranded for a long period of time, water will be necessary for hydration. If your car overheats, you can also use distilled water to cool your engine.

Tire wedges

These are necessary if you need to change a tire or inspect damage to your vehicle. Two small plastic tire wedges can be used to secure your car and keep it from rolling.

An Emergency Signal

A signal will warn other motorists that your vehicle is stalled in busy traffic. Some emergency signals are foldable and will easily fit inside your vehicle’s glove box. Be sure to choose a road sign that is reflective.

Food

Snacks are essential. Whether you are stranded because of a flat tire, a traffic jam, or poor weather conditions, it is important to have a couple of nonperishable snacks handy. Keep a protein bar, a bag of trail mix, or dried fruit in your vehicle in case you need extra energy while stranded.

Most of these items can be stored in a small shoebox-sized plastic container in your trunk, under your seat, or in your cargo area. A few simple and inexpensive items will make any emergency situation much less stress. These items might even save your life!

What do you keep in your car’s emergency kit? Tell us in the comments below!