Posts Tagged ‘tax refund’

How to Increase Your Credit Score With Drive Casa

Tuesday, March 5th, 2019

Is it really possible to get better credit by financing a used car? The answer is yes! When you’re struggling with credit issues and know you need a better car, it’s easy to feel hopeless…But there is hope! Here at Drive Casa, we are a Buy Here Pay Here dealership that specializes in financing those who don’t have credit or have bad credit.  Continue reading to learn how buying a used car can improve your credit over time! 

Establishes a Line of Credit

If you don’t have any credit built up, financing a used car can help establish a line of credit! As long as you are proactive with your payments, your credit will build overtime.

Pay On Time, Every Time

Paying loans like mortgages, student loans, or car loans on time can increase your overall credit score greatly! We will work with you to find a car payment that fits your budget so it’s easy for you to make your car payment on time each month.

However, if you do not pay your car note on time, it can decrease your credit score.

Check Your Credit Score 

When you apply for an auto loan, we’ll go over your credit report with you to make sure everything is accurate. The Federal Trade Commission has found that 5% of consumers have mistakes on the credit reports that affect their overall credit score. You can contest errors that you may find on your credit score. It is important to make sure that your credit report is accurate, removing any errors can improve your overall score.

Interested? Visit our website to get pre approved today or to browse our large inventory!

4 Smart Ways to Spend Your Tax Refund

Tuesday, February 5th, 2019

It’s tax return time! For some, that may mean paying down credit cards, while for others, it means putting it towards savings. No matter what you choose, you will want to ensure you’ve considered your options before making a final decision. Here’s a look at four ways to use your tax return!

1: Pay Off Your Debt 

Having high-interest credit cards or loans can prohibit you from saving for the future. Using a tax return to pay down your debt may help you get caught up, according to Forbes. However, be sure to focus on loans bearing the highest interest rate — if you are currently on track with your payments, and the loan has a low interest rate, it may make more sense to allocate the money elsewhere.

2: Save For A Rainy Day 

Even if you already have funds in a savings account, will it be enough if an emergency arises? You should have an emergency fund equal to at least three months’ worth of expenses saved, just in case, says The Balance. If you find that you’re behind on savings, consider depositing your tax return into your savings account.

3: Save For Your Child’s Future 

Another way to put your tax refund to work is to start saving for your child’s education, or even your own. A 529 savings plan may be a good place to start, says U.S. News. You will have a few different options to consider, as you can typically choose between a a prepaid tuition plan or an education savings plan, according to the U.S. Securities and Exchange Commission — and both plans may offer you some tax benefits.

4: Invest In a Vehicle 

If you need a new vehicle, it may be smart for you to use your tax return money as a down payment. This will lower the monthly payments of the vehicle significantly. It would also save you more money to purchases a gently used vehicle rather than buying a new one. Here at Drive Casa, we have a wide selection of great quality cars! To browse them, please visit our website.

Choosing how to spend your tax refund can be an important part of planning for your financial future. By considering and researching your options, you can choose how to put your refund to use in ways that work best for your lifestyle! How do you plan on using your tax refund? Tell us in the comments below!

How To Use Your Tax Refund for a Car Purchase

Thursday, February 8th, 2018
tax-refund-car-purchase

Spring is almost here, which means tax season is in full swing! Have you thought about using your tax refund to help with a car purchase?

At Drive Casa, we know how complicated those tax forms can be and we want to help you get the most out of your tax returns. Plus, once you receive your tax refund, we can help you get the car, truck, or SUV you want.

This tax season, we are proud to announce we have partnered with HubHive Solutions, an experienced tax prep service provider.

HubHive’s friendly and helpful professionals will be happy to review, help you prepare, and file your taxes at no extra cost to you. You can rest assured that they will maximize your tax refund and find deductions to keep more money in your pocket and get you ready to make your car purchase.

What to Bring With You

Make sure you bring the following documents with you this tax season to make to take full advantage of this service:

  • Social Security Number (SSN)
  • Spouse’s full name and Social Security Number (if applicable)
  • Dependent Information  (if applicable)
    • Birthdate
    • Social Security Number(s)
    • Child care expense records
  • Proof of income
    • W-2 Forms
    • Unemployment Forms
    • Self-employment Forms
  • Deductions

For a complete list of required documents to bring with you, click here. If you have any questions about your tax forms, make sure you bring those too! The more prepared you are, the better HubHive Solutions can help you get the most out of your refund this tax season.

How to Use Your Tax Refund

Tax season gives you the opportunity to have a little extra cash in your pocket that you can use for a down payment on a car. It may even allow you to put more money down on the car you want or even afford a more expensive model.

Drive Casa is the perfect place to put your tax refund to good use on a car purchase. Our selection of high-quality used vehicles fit any taste and almost any budget. Plus, you can get in-house financing regardless of your credit situation. Our associates will sit down with you and find the best payment for your budget. As an extra bonus for our customers, we include complimentary oil changes and a limited warranty when you purchase one of our vehicles.

Make the most out of tax season this year and stop by Drive Casa. We’ll help you get the biggest tax refund and help you make a car purchase that fits your budget!

Tax Prep. Instant Refund. More Down.

Monday, February 20th, 2017

Drive Casa Tax Prep, Instant Refund, More Down

We recognize that many customers may have difficulty coming up with the down payment to get the car, truck or SUV you want. Luckily, it’s tax refund season. Your 2016 tax refund may help provide the down payment dollars you need to purchase one of our high-quality used vehicles, and keep your payments affordable. At Drive Casa, our main goal is to drive you happy, regardless of your credit situation. We will help you get the financing and quality used vehicle that you’ll not only love, but be able to afford the payments as well.

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